7 Best Recumbent Exercise Bikes Under $400 in 2023 ( Reviews & Guide )

 Are you looking for a premium quality recumbent bike that will not break your bank while at it?

Do you want to keep your body toned and stress free? Are you looking for an indoor exercise bike that will not strain your back and knees? Are you also on a budget?

If you have answered yes to those questions, this article was designed just for you. For a long time now, I have been looking for the right routine to burn the excess weight.

You see, I usually have some back pain and I am a stickler for budgets so I cannot just go for any indoor bikes. If you are just like me, then lucky for you I have tested and handpicked recumbent bikes that are cost less than $400.

I settled on these because a recumbent bike is the best option to cut down some excess weight without straining my body. Also, for less than $400 you can get yourself a quality bike as you are just about to see.

7 Best Recumbent Exercise Bikes Under $400- A comparison table

Resistance Level
Maximum Weight Capacity
Sunny Health & Fitness Comfort XL
Schwinn A20
Pro Gear 555LXT
Nautilus R614
Stamina Elite
Schwinn 230

Best Recumbent Exercise Bikes Under $400 Overview

Sunny Health & Fitness Comfort XL Folding Exercise Bike– Our top pick

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This is a level 3 bike that as some interesting features like its unique seating arrangement that might make you think it is really expensive.


  • Belt drive that supports 10 magnetic resistance levels.
  • Large size performance monitor
  • Adjustable strap pedals and foam coating handles
  • Maximum weight is 300lbs
  • Dimensions 18’’L x 21’’W x 54’’H

Sunny Health & Fitness Comfort XL is a foldable semi-recumbent bike that does not take up to much space wherever you place it in your home. It is easily one of the best collapsing bikes in the market that does not cost an arm and a leg.

With the belt-drive mechanism, you also get lots of solace as you keep staying fit even when you are hauled up at home. As for its comfort features; this bike has an improved padding featuring extra sized padding for extended work out periods without tiring yourself.

To add, Sunny Health & Fitness Comfort XL comes with a 7’’ HD screen as well as a 1-year membership to its fitness program once you make the buy.


  • Comfortable and sturdy bike
  • Has a 20lb flywheel; for smooth performance
  • Has a good central console
  • Padded seat for maximum comfort


  • IFit can be hard to grasp it quickly.


At an affordable price as well as the comfortable seat the Comfort XL is among the best option for shoppers who are looking for premium quality features at budget.

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Schwinn A20 Recumbent Bike Series

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The Schwinn A20 Recumbent Bike is among the top bikes in the Schwinn’s bike collection. It covers all the performance standards required by anyone looking for a low-impact workout


  • Dual track two LCD window console display
  • 8 levels of magnetic resistance
  • 7 preset workout programs
  • Maximum weight capacity is 275lbs

With the 8 levels of magnetic resistance this recumbent bike has, you get enough power to keep the even the most seasoned bikers challenged. The extra levels also make it possible for riders who are recovering from injuries/surgery to also get their workouts in. In fact, a proper recumbent such as this one can help you recover faster from your injuries as you gradually increase the resistance levels.

To add, Schwinn A20 is a quality bike because it comes with 7 preset workout programs which include two fitness tests and other fitness workouts. As for its usability, you can load up to 6 user profiles on it with their own ranges of resistance. They make the Schwinn A20 a great choice for those going for home workout routines.

One of the downsides of this bike, however, is that the seat can be a tad uncomfortable for really long riding sessions.


  • Versatile with 8 levels of magnetic resistance
  • LCD displays with built-in USB ports
  • 29 built-in USB ports


  • Seat is not entirely comfortable
  • Loud noises when pedaling


The Schwinn A20 is one of the very home exercise bikes that come with multiple user profiles and preset programs. Despite it being limited to user within the height range of 6 feet tall and shorter, Schwinn A20 is still among the top recommended bikes for home fitness.

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ProGear 555LXT- Magnetic tension bike with strong supportive seat adjustment

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The ProGear 555LXT is recommended not only by gym instructors but also by the doctors.  To add, it saves on both money and space as you also enjoy your home exercise because it folds.


  • Has a LCD screen that is wide allowing you to view your metrics
  • Loaded with 3 goal settings
  • Maximum weight capacity is 250lbs
  • Has 14 levels of resistance
  • Fits riders who are in the height range from 5’0’’ to 6’3’’

When comparing most recumbent bikes with the ProGear, the design is very unique with a slim slider designed under the bike. This gives you the chance to set the bike to your preferred seat position. Another unique feature with Pro Gear is that the computer can be used for viewing media and accessing your workout routine programs.

To add, Pro Gear is fitted with the magnetic resistance of up to 14 levels and a belt drive system single wrenched ensuring the workout is smooth and silent. The brakes also have a plastic finish giving the user descent grip levels.


  • Quiet and smooth mechanism
  • Easy to assemble
  • Strong and stable support
  • Easy to move around due to its lightweight


  • The bike’s highest tension setting is a bit too smooth


If you are struggling to keep up in shape and tone yourself up, the ProGear 555 is the best choice especially for beginners.

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Nautilus R614- Comes with fixed pulse sensors

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The Nautilus R614 comes loaded with high-end features but does not sacrifice the basic design element of recumbent bikes. You still get an effective workout that is easy on your muscles with the Nautilus R614.


  • Maximum weight capacity is 300lbs
  • Handlebar has been fixed with pulse sensors
  • Adjustable resistance of up to 20 levels
  • Program tracking console with 22 programs
  • 2 user profiles
  • Built in speakers

With the 20 workout programs already installed, the Nautilus R614 ensures you are on top of your workout sessions. If you are not sure of how to structure you work out sessions or have no time, these are preinstalled work out programs come in handy.

They also give you reminders to your phone.The LCD display shows your workout statistics and also keeps the machine running smoothly. Its only drawback is that it does not have the backlight feature.

This bike is runs quietly and there is only a beep sound that comes when you finish and start your runs. As for its intensity, Nautilus comes with 20 levels of magnetic resistance and weighted flywheel which is about 20lbs.

Together they provide smooth transitions and extensive workout sessions.This recumbent bike also comes with bottle water holder so you won’t have to get off the bike too many times.


  • Assembly is very easy
  • Requires little maintenance
  • It can charge smartphones and tablet as you work out
  • Has an adjustable seat


  • Plastic seat becomes tiring as you ride for long hours
  • Speakers aren’t loud enough


The Nautilus 614 is among the most inclusive recumbent bikes with a very sturdy and comfortable feel. With the quality progress tracking console installed you get a consistent work making it an excellent pick to be considered.

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Schwinn 230-Has horizontal seat adjustability and 3-speed fan

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This mid-priced recumbent bike does not compromise on its premium quality features. It has quiet magnetic resistance with 20 levels and a flywheel that provides smooth pedaling experience and does not affect your joints in any way.


  • 20 resistance levels
  • Strapped pedals
  • Maximum user weight is 300lbs
  • Fits riders who are between 4’11†and 6’3†in height
  • Horizontal seat adjustability.

One of my favorite features with this bike is the console which allows you to play music as well as movies. The bike has built in speakers for an exceptional experience. With an internet connection, the console can be updated frequently as the updates are rolled out.The console also allows two user profiles making it easy to share the bike and not have the profiles affected.

Secondly, Schwinn 230 has 22 program modes that keep you always active and engaged. While this bike is not excessively heavy the frame has a center support that offers added stability.Finally, Schwinn 270 is great value for money as it has a 3 speed fan that keeps you cooled


  • Very affordable
  • Easily adjustable seat
  • Has loads of preset workouts


  • Outdated LCD screen
  • Seat can get uncomfortable when used over a long period.


The Schwinn 230 is ideal for many reasons. It has many workout programs; it is on an affordable budget and it favorable for those who are beginning since it does not strain the joints. It might not be the best buy for the seasoned rider.

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Stamina Elite Total Body Recumbent with magnetic resistance

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Stamina Elite is a solid steel bike that exercises the arms, the legs as well the core area and lower body. It is also not harsh on the joint areas making it ideal for beginners or people with recovering injuries.


  • 9 levels of magnetic type resistance
  • 9 Levels of resistance
  • Its dimensions are 52’’L x 24’’ X 49’’H
  • Maximum weight capacity is 250lbs

With the quiet magnetic resistance, this recumbent bike has no noises when being engaged and will still take you on a more efficient ride. It has been engineered to widen the traditional target of cycling and works out the whole entire body also letting you drive your heart rate to peak levels for a cardio routine.

Stamina Elite Total recumbent bike comes with padded seats with a seatback that has been designed to place your back in a semi-reclined position. This comfort lets you work on your strength and tone all the major muscles from your hips, thighs and buttocks.


  • Durable frame
  • Streamlined design that suit designers
  • Hand pedal available


  • The resistance may be light for those who want to be challenged


While Stamina Elite total is a good bike on average, it is best suited for beginners. Professional trainees may have to go for a more advanced machine.

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XTERRA Fitness FB350- Comes  with X frame design

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The FB350 is among the best collapsing exercise bikes that can fit anywhere in your house due to its collapsing features at a very budget friendly price. Even with the solid steel construction XTERRA fitness is still easy to store away.


  • X frame design with solid construction occupying 20.5’’ x 20’’
  • 8 resistance levels
  • 2’’x1’’ LCD display
  • Padded lower back section
  • 3 –piece pedal crank system.

The FB359 is a highly comfortable bike. It has two flat base stabilizers on the back and on the front enclosed with elastic tops which prevent cases of the bike leaving marks on the floor. This also also brings stability when using the machine. The seat remains comfortable as a result of the three jolts that providing maximum stability and dependability.

The seat can be adjusted in two ways, vertically and horizontally.The handlebars have been covered by an elastic froth material which prevents any slippage or any irritation on your palms as you grip them. They also have sensors that transmit the information to the screen recording the progress.

The only drawback of this bike is that it only allows a maximum body weight of 225lbs. This can be rather limiting for some users.


  • Quiet mechanism installed
  • Easy to assemble
  • Comfortable machine and easy to use
  • Cheap and a great choice for beginners.


  • Horizontal position of the seat can be tricky


The advanced design of the folding frame and the multi-sealing positions maximizing the space are getting selling points for the FB350. It is also a great option if you have a tight budget and if you are seeking to regain your fitness levels.

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What to consider before purchasing Best Recumbent Bikes Under $400

Flywheel Weight

Wherever you are buying the bike always ensure it has a heavy flywheel. It is recommended to get perimeter-weighted flywheels which re better for that road-feel momentum.Alternatively, the maximum weight capacity of a recumbent bike also highly matters.


Magnetic tension has been proven to give the user a smoother ride and also for the road-feel momentum. There are some that come with electromagnetic resistance and they are more precise and efficient. You need to check the resistance specs of each model before going in for a buy.

Bluetooth and USB connectivity

Before you buy your recumbent bike you always need to ensure it comes with USB ports and Bluetooth connection for simply playing your music or just charging you phone. The USB connection helps when you want to install software into the system like iFit or link your phone via Bluetooth.

Backlit LCD display and Phone holder

Whether you are a fitness expert or a newbie a proper LCD display can really revolutionize your experience. For instance, LCD panels allow you to keep track of your workout progress. Backlit displays, on the other hand, are efficient you are leaning on the backrest and you are far from the display. As for a phone holder, it ensures your phone is nearby and it can even help when answering calls.


For the workout enthusiasts and fitness newbies alike, this is the article for you. If you are just like me and you have had to reduce your outdoor workouts because of joint pains or simply a lockdown, this is especially tailored to help you.

I have hand-picked and tested recumbent bikes that are ideal to hit your fitness goals. For as low as $400 you can hook yourself up with a great machine that will keep you energized all the time for a riding session.


  1. Do recumbent bikes under $400 require lots of maintenance?

Beyond regular cleaning, recumbent bikes usually do not require a lot of maintenance. Service them probably once or twice a year so that they dont produce squeaking noises while working out is more than enough.

  1. Are these recumbent bikes as good as walking?

Yes, both exercises are low impact. Walking may cause lower joint stress due to the body weight but a recumbent exercise bike offers back support making it safe.

  1. What muscles are used when riding a recumbent bike?

The muscles that are directly used when exercising include the hamstrings, the quadriceps, abs, gluteus maximus, the hip muscle, calves as well as the tibialis anterior.